> ## Documentation Index
> Fetch the complete documentation index at: https://developers.dwolla.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Guides and Concepts

> Everything you need to understand, build, and launch your payment integration

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## Overview

Welcome to the developer documentation for Dwolla! Our Get Started documentation will walk you through the steps of building your integration. Once you're familiar with how to integrate, read through our developer guides that include detailed explanations for each step, example code, tips and best practices on development workflow and QA, and links to learn more.

## Get Started

Before you start exploring and building an integration that utilizes Dwolla, learn more about what it is and how it works through our Get Started resources.

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        Start your journey with Dwolla

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            <a href="/docs/what-is-dwolla" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">What is Dwolla</a>
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            <a href="/docs/customer-types" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Customer Types</a>
          </div>

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            <a href="/docs/testing" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Testing</a>
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      <Card title="Quickstarts" icon="rocket" iconType="solid">
        Get up and running quickly

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              <a href="/docs/auth" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Authentication</a>
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              <a href="/docs/send-money" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Send Money</a>
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              <a href="/docs/receive-money" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Receive Money</a>
            </div>
          </div>

          <div className="space-y-1.5">
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              <svg className="h-4 w-4 text-green-500 mt-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" strokeWidth="2">
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              <a href="/docs/transfer-money-between-users" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Transfer Money Between Users</a>
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              <a href="/docs/transfer-money-me-to-me" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Transfer Money Me-to-Me</a>
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      </Card>
    </div>
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## Build

Find all the essential resources and tools to kickstart your integration with Dwolla. These comprehensive guides and developer documentation will help you seamlessly build and implement Dwolla into your application.

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        Onboard and verify your customers

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            <a href="/docs/business-verified-customer" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Business Verified Customer</a>
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      <Card title="Funding Sources" icon="building-columns" iconType="solid">
        Add and verify bank accounts

        <div className="space-y-1.5 text-sm flex-grow">
          <div className="flex items-start gap-2">
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            <a href="/docs/balance-funding-source" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Balance Funding Source</a>
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            <a href="/docs/bank-funding-source" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Bank Funding Source</a>
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            <svg className="h-4 w-4 text-green-500 mt-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" strokeWidth="2">
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        Optimize your payment processes

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            <a href="/docs/transfer-processing-times" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Transfer Processing Times</a>
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            <a href="/docs/transfer-lifecycle" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Transfer Lifecycle</a>
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            <a href="/docs/transfer-failures" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Transfer Failures</a>
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        Stay up-to-date on what's happening

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            <a href="/docs/webhook-events" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Webhook Events</a>
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            <a href="/docs/operational-notifications" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Operational Notifications</a>
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        Streamline your transactions

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            <a href="/docs/instant-payments" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Real-Time Payments</a>
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            <a href="/docs/same-day-ach" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Same-Day ACH</a>
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        Enable Open Banking and streamline bank account verification.

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            <a href="/docs/open-banking" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Open Banking</a>
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            <a href="/docs/secure-exchange" className="text-[#ca4c24] dark:text-[#D35227] hover:text-[#e85a2d] dark:hover:text-[#e85a2d] no-underline border-0">Secure Exchange</a>
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      <h2 className="font-poppins font-light text-3xl md:text-4xl mb-4">Most Viewed Documentation</h2>

      <p className="text-lg text-dwolla-gray dark:text-gray-300 max-w-2xl mx-auto">
        Quick access to our most popular guides and resources
      </p>
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        <Card title="Customer Types" description="Understand and select the right customer type for your integration." icon="users" iconType="solid" href="/docs/customer-types" horizontal />

        <Card title="Transfer Processing Times" description="Learn about transfer clearing times, including standard, expedited, and instant clearing." icon="clock" iconType="solid" href="/docs/transfer-processing-times" horizontal />

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        <Card title="Testing in the Sandbox" description="Test and refine your integration in the Dwolla Sandbox." icon="flask" iconType="solid" href="/docs/testing" horizontal />

        <Card title="Transfer Failures" description="Familiarize yourself with transfer failures and how to handle them." icon="triangle-exclamation" iconType="solid" href="/docs/transfer-failures" horizontal />

        <Card title="Balance Funding Source" description="Send to, receive from, or hold funds within the Dwolla network." icon="wallet" iconType="solid" href="/docs/balance-funding-source" horizontal />
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