Step 4: Attach a verified funding source #

Next, you will create and attach a verified funding source to Joe Buyer, which will be done using Dwolla's Open Banking solution with Visa, a leading Open Banking service provider that Dwolla partners with. This method will give Joe Buyer the ability to add and verify their bank account in a matter of seconds by authenticating using their online banking credentials.

Once Joe Buyer reaches the page in your application to add a bank account, you will use Open Banking with Visa to authenticate their bank account. This involves initiating an Exchange Session with Dwolla, guiding the user through the verification process with their bank, and then using the Exchange details to create a funding source in Dwolla.

To integrate Open Banking with Visa, we recommend checking out our integration guide. Additionally, if you would like to see a working example that verifies a bank using Open Banking with Visa and attaches it as a verified funding source to a Dwolla Customer, please check out our open-banking/visa integration example on our GitHub profile.

Step-by-step guide on implementing Open Banking with Visa.

Finally, once an instantly-verified funding source has been created via Open Banking with Visa, Joe Buyer is now set up and ready to send money!