Create a funding source for an account #

This section details how to add a bank account to your main Dwolla Account. To add a bank account as a Funding Source, you provide the account number and a routing number along with the Treasury Account in relation to which you want to attach the bank account. Funding Sources are relational to a main Dwolla Account and have the ability to send and receive funds.

Treasury Accounts #

A treasury account is a prerequisite to sending and receiving ACH transfers. It also identifies your business so Dwolla can connect with your banking partner. To learn how to create a treasury acccount, contact us.

HTTP request #

POST https://api.dwolla.com/funding-sources

Request parameters #

Property	Required	Type	Description
_links	yes	object	HAL-JSON links that represent resource relationships required for creating a funding source.
accountNumber	yes	string	The bank account number. The account number is validated to check if it is a numeric string of 4-17 digits.
routingNumber	yes	string	A bank routing number that identifies a bank in the U.S. Validation of the routing number includes: a checksum, the first two digits of the routing number must fall within the range "01" through "12", or "21" through "32", and the string value must consist of nine digits.
name	yes	string	Arbitrary nickname for the funding source. Must be 50 characters or less.
bankAccountType	yes	string	Type of bank account. Valid values are: checking or savings.
correlationId	no	string	A unique string value attached to a funding source which can be used for traceability between Dwolla and your application. Note: A correlationId is not a replacement for an idempotency-key. Must be less than or equal to 255 characters and contain no spaces. Acceptable characters are: `a-Z, 0-9, -, . and _`. Note: Sensitive Personal Identifying Information (PII) should not be used in this field and it is recommended to use a random value for correlationId, like a UUID.

HTTP status and error codes #

HTTP Status	Code	Message
400	ValidationError	Duplicate funding source or validation error.
403	Forbidden	Not authorized to create funding source.

Request and response #

Raw

POST https://api.dwolla.com/funding-sources
Content-Type: application/vnd.dwolla.v1.hal+json
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer connect.eyJraWQiOiJPNVVOUVR0VHdDSXBcL0lsYnNlWldtdUFVZHJaVjFuU3lIYlVubkpwYW54WT0iLCJhbGciOiJSUzI1NiJ9.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.GxCWTNTih35m-ZZX6rjCVr3CAg_Y3u5n_xz4K3yZRPAmemvSniy5k0moBK-Dq534TyjGOIbi0iQyKKPoEip3YRpQLVrk7Bq5HwYZTgjwdxDbhIUe9LkgWXaVKDOVG-ufrMo7vwsDsfNYhLj70OpBZ2fS3Wnuog3875SeVPN2qlLGa6_vU_WsRCcRJw8Y8eWEttZeLZWm7j30s41ssJL8-Epwq7-__bDM3sFLcfQIADAxSHNPYqq9pACA3qrpCOlo17F8EVqSIT2MJrIrhsi8sT8Y9i1cScaoRZf7MWLJzbtnzOP2M7YDfoXxH9MqsABvcoRJaQoSMjDCgheu1h0clQ
{
  "_links": {
    "treasury-account": {
      "href": "https://api.dwolla.com/treasury-accounts/ea5f9468-4374-410f-b52e-5461d8cbca98"
    }
  },
  "name": "My Savings Bank",
  "bankAccountType": "savings",
  "accountNumber": "123456789",
  "routingNumber": "222222226"
}

...

HTTP/1.1 201 Created
Location: https://api.dwolla.com/funding-sources/04173e17-6398-4d36-a167-9d98c4b1f1c3

Overview

Create a funding source for an external party

Test in the Sandbox for free today.

Use sandbox environment to test API requests.

Get API Keys

Dwolla

Product

Developers

Financial institutions play an important role in our network.

All funds transfers made using the Dwolla Platform are performed by a financial institution partner, and any funds held in a Dwolla Balance are held by a financial institution partner. Learn more about our financial institution partners.