- Getting StartedTesting in the Sandbox
Generate an OAuth Access TokenSend Money to UsersReceive Money from UsersTransfer Money Between UsersTransfer Money Me-to-MeOverviewStep 1: Create a customerStep 2: Add funding sourcesStep 3: Retrieve funding sourcesStep 4: Create transfer
Building With Drop-in Components - CustomersCreate a Business Verified CustomerCreate a Personal Verified Customer
- Funding SourcesAdd a Debit Card Using Dwolla-cards.jsAdd a Bank Using Dwolla.jsAdd a Bank Using Dwolla.js + IAVVerify Bank with Micro-depositsAdd Bank via Dwolla + Plaid Integration
- WebhooksCreate a Webhook Subscription
Step 3: Retrieve Funding Sources #
In order to find your Customer’s available bank and balance funding sources, you will need to first retrieve the funding sources from your Customer, via the API.
Request and response (view schema in raw)
var customerUrl =
"https://api-sandbox.dwolla.com/customers/5b29279d-6359-4c87-a318-e09095532733";
appToken
.get(`${customerUrl}/funding-sources`)
.then((res) => res.body._embedded["funding-sources"][0].name); // => 'Jane Doe’s Checking'
When the funding sources are successfully retrieved, you will receive a 200 HTTP response with the details of the funding sources. After retrieving the funding sources, we recommend storing the full URL for future use as it will be referenced when creating the transfer to this user’s bank account.
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Use sandbox environment to test API requests.
Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.
Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.
Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.
Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.