Now that you’ve created a Customer and associated its funding source, you are close to being able to initiate your first transfer. The transfer requires the following information:
Dwolla uses URLs to represent relations between resources. Therefore, you’ll need to provide the full URL of the funding source when creating the transfer.
Use the list an account’s funding sources endpoint to fetch a list of your own funding sources. You’ll need your account URL which can be retrieved by calling the Root of the API.
raw
)var accountUrl =
"https://api-sandbox.dwolla.com/accounts/ad5f2162-404a-4c4c-994e-6ab6c3a13254";
appToken
.get(`${accountUrl}/funding-sources?removed=false`)
.then(function (res) {
res.body._embedded["funding-sources"][0].name; // => 'ABC Bank Checking'
});
When the funding sources list is successfully retrieved, you will receive a 200
HTTP response with the details of each funding source. After retrieving your list of funding sources, we recommend storing the full URL for future use as it will be referenced when creating the transfer to your user’s bank account.
Use the list an Customer’s funding sources endpoint to fetch a list of your own funding sources. You’ll need the Customer URL which can be retrieved from the API.
raw
)var customerUrl =
"https://api-sandbox.dwolla.com/customers/ad5f2162-404a-4c4c-994e-6ab6c3a13254";
appToken.get(`${accountUrl}/funding-sources`).then(function (res) {
res.body._embedded["funding-sources"][0].name; // => 'ABC Bank Checking'
});
When the list of funding sources is successfully retrieved, you will receive a 200
HTTP response with the details for the funding sources. After retrieving the funding sources, we recommend storing the full URL for future use as it will be referenced when creating the transfer to this user’s bank account.
Use sandbox environment to test API requests.
Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.
Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.
Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.
Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.