Before your end user can receive funds to their connected bank account, they must be created as a Customer via the Dwolla API. The ability to send funds to end users is very flexible in that all Customer types can be used to leverage this funds flow. To learn more about the different types of Customers and the capabilities of each, check out our developer resource article.
While you can use any Customer type for this funds flow, we will be creating a
receive-only user in this guide, as it offers a lightweight onboarding experience for users. Just as the name implies, receive-only users are only eligible to receive funds into their attached bank account.
|Customer's first name
|Customer's last name
|Customer's email address
|Customer's registered business name (optional if not a business entity)
|Customer's IP address
Authorization: Bearer 0Sn0W6kzNicvoWhDbQcVSKLRUpGjIdlPSEYyrHqrDDoRnQwE7Q
HTTP/1.1 201 Created
When the Customer is successfully created on your application, you will receive a
201 HTTP response with an empty response body. You can reference the Location header to retrieve a link that represents the created Customer resource. We recommend storing the full URL for future use, as it will be needed for actions such as attaching a bank or correlating webhooks that are triggered for the user in the Dwolla system.
If you have an active webhook subscription, you will receive the
customer_created webhook immediately after the resource has been created.
All funds transfers made using the Dwolla Platform are performed by a financial institution partner, and any funds held in a Dwolla Balance are held by a financial institution partner. Learn more about our financial institution partners.