DocsOpen Banking #
This section dives into the process of leveraging Dwolla's Exchange Sessions API for Instant Account Verification (IAV) within your application. Dwolla's Exchange Sessions API enables you to leverage open banking providers to perform bank account verification in real-time, streamlining your onboarding process and improving user experience. An Exchange Session represents a generated IAV session that is established between Dwolla and integrated open banking service providers for the purposes of user bank account verification.
Exchange Sessions resource #
| Parameter | Description |
|---|---|
| _links | A _links JSON object containing a collection of links to related resources including: exchange session, exchange-partner, and external-provider-session. The unique URL called "external-provider-session" is specifically designed to be embedded within your application, facilitating the Instant Account Verification flow. |
| created | ISO 8601 timestamp of when the exchange-partner resource was created. |
{
"created": "2024-03-25T17:13:38.430Z",
"_links": {
"self": {
"href": "https://api-sandbox.dwolla.com/exchange-sessions/9b7fb629-0fad-44f4-8c5e-44c25a0bfa8e",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "exchange-sessions"
},
"exchange-partner": {
"href": "https://api-sandbox.dwolla.com/exchange-partners/bca8d065-49a5-475b-a6b4-509bc8504d22",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "exchange-partner"
},
"external-provider-session": {
"href": "https://int-widgets.moneydesktop.com/md/connect/lAfkc7m897s3t1ks9mmwyj4ry7Zq0xql4grzAg1kz77x7c9jrwls1t22w6xt8d2lsxx9zpqv30js3wswfdwcrpAsqgbAfkqwpksp7c2chsx167xy90Asfc67dkj9y48y8p142xw3yp4x5l9t9gkk6m3yk5vwsvyq2qq7w9trszxwdl14lmkg7l6949bn5n41chdkbnxycy40n9b6fkbdwl6qt5wl107k1x8srvlkpz325p412x9tkyA5clf39109lsfrgz2lkgsvntqf7l0zzwb5hl658gdjbxwhb52krwybnbdAqfq69cdy54l05jkvfwyf01q89x48jtgtx290lzjdfcty1lwb8d648wns/eyJ1aV9tZXNzYWdlX3ZlcnNpb24iOjQsInVpX21lc3NhZ2Vfd2Vidmlld191cmxfc2NoZW1lIjoibXgiLCJtb2RlIjoidmVyaWZpY2F0aW9uIn0%3D",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "text/html"
}
}
}
All funds transfers made using the Dwolla Platform are performed by a financial institution partner, and any funds held in a Dwolla Balance are held by a financial institution partner. Learn more about our financial institution partners.