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API Reference
  • SDK Support
    Drop-in Components
    Knowledge-based Authentication (KBA)
    Beneficial Owners
    OverviewCreate a beneficial ownerRetrieve a beneficial ownerList beneficial ownersUpdate a beneficial ownerRemove a beneficial ownerRetrieve beneficial ownership statusCertify beneficial ownership
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    Mass payments
    Webhook subscriptions
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Update a beneficial owner #

This endpoint can be used to update a beneficial owner's information to retry verification. A beneficial owner's information can only be updated if their verification status is incomplete.

HTTP request #

POST https://api.dwolla.com/beneficial-owners/{id}

Request Parameters #

ParameterRequiredTypeDescriptionfirstNameyesstringThe legal first name of the beneficial owner.lastNameyesstringThe legal last name of the beneficial owner.ssnconditionalstringFull nine digits of beneficial owner’s social security number. If ssn is omitted, passport is required.dateOfBirthYesstringbeneficial owner’s date of birth in YYYY-MM-DD format. Must be between 18 to 125 years of age.addressYesobjectAn address JSON object. Full address of the beneficial owner's physical address.passportconditionalobjectAn optional passport JSON object. Required for non-US persons. Includes passport identification number and country.

Address JSON object #

ParameterRequiredTypeDescriptionaddress1yesstringFirst line of the street address of the beneficial owner's permanent residence. Note: PO Boxes are not allowed.address2nostringSecond line of the street address of the beneficial owner's permanent residence. Note: PO Boxes are not allowed.address3nostringThird line of the street address of the beneficial owner's permanent residence. Note: PO Boxes are not allowed.cityyesstringCity of beneficial owner's permanent residence.stateProvinceRegionyesstringTwo-letter US state or territory abbreviation code of beneficial owner’s physical address. For two-letter abbreviation reference, check out the US Postal Service guide.countryyesstringCountry of beneficial owner's permanent residence. Two digit ISO code, e.g. US.postalCodeyesstringPostal code of beneficial owner's permanent residence. Should be a five digit postal code, e.g. 50314.

Passport JSON object #

ParameterRequiredTypeDescriptionnumberconditionalstringRequired if beneficial owner is a non-US person and has no Social Security number.countryconditionalstringCountry of issued passport.

HTTP status and error codes #

HTTP StatusMessage200Owner Updated.400Validation error.403Owner cannot be updated.404Owner not found.

Request and response #

// Using dwolla-v2 - https://github.com/Dwolla/dwolla-v2-node
var beneficialOwnerUrl = 'https://api-sandbox.dwolla.com/beneficial-owners/07d59716-ef22-4fe6-98e8-f3190233dfb8';
var requestBody = {
  firstName: 'beneficial',
  lastName: 'owner',
  dateOfBirth: '1963-11-11',
  ssn: '123-54-6789',
  address: {
    address1: '123 Main St',
    city: 'Des Moines',
    stateProvinceRegion: 'IA',
    country: 'US'
    postalCode: '50309'

  .post(beneficialOwnerUrl, requestBody)
  .then(res => res.body.id); // => '00cb67f2-768c-4ee3-ac81-73bc4faf9c2b'

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