The most common scenario for this guide is to facilitate marketplace or peer-to-peer transfers between your customers.
In this guide, we’ll cover the key points of transferring money:
Verified Customerwho will receive the transfer
Unverified Customerwho will send the transfer
You need to have a Sandbox account already set up.
Here are some rules to keep in mind:
In this guide, we’ll create two Customers: one to represent a seller and one to represent a buyer. In this scenario, the seller, Jane Merchant, is a
Verified Customer with an unverified funding source. The buyer, Joe Buyer, is an
Unverified Customer with a verified funding source.
Looking to learn more about each Customer type and how it relates to your funds flow? Take a look at our Customer types article for more information.
Use sandbox environment to test API requests.
All funds transfers made using the Dwolla Platform are performed by a financial institution partner, and any funds held in a Dwolla Balance are held by a financial institution partner. Learn more about our financial institution partners.