• Getting Started
    Testing in the Sandbox
    Generate an OAuth Access Token
    Send Money to Users
    Receive Money from Users
    Transfer Money Between Users
    Transfer Money Me-to-Me
    Building With Drop-in Components
  • Customers
    Create a Business Verified Customer
    Create a Personal Verified Customer
  • Funding Sources
    Add a Debit Card Using Dwolla-cards.js
    Add a Bank Using Dwolla.js
    Add a Bank Using Dwolla.js + IAV
    Verify Bank with Micro-deposits
  • Webhooks
    Working with Webhooks

Plaid Integration #

Plaid Auth for bank funding source authentication in seconds #

Dwolla and Plaid are collaborating to offer Dwolla customers a solution that enables their users to quickly and securely verify bank account ownership.

Using Plaid Link, your users verify their accounts in seconds by simply inputting their banking credentials in Plaid’s front-end module. Plaid’s mobile-friendly module handles input validation, error handling, and multi-factor authentication, providing a seamless experience that converts more users for your business.

Your Customers will authenticate information with their financial institution through Plaid Auth, and select the bank or credit union account they wish to use for initiating bank transfers. Behind the scenes, you’ll receive a unique token from Plaid that will be used to create a funding source for a Customer via the Dwolla API. The Dwolla and Plaid partnership offers an elegantly designed and secure way for our joint Customers to verify account ownership with access tokens, removing sensitive financial information from the transaction stream.

In this article we’ll cover the steps involved with obtaining a plaidToken, which will be sent to the Dwolla API in exchange for a funding source URL, used to identify a bank for a Dwolla API Customer. To test the integration in the Sandbox, you’ll use your Plaid Sandbox Credentials along with your Dwolla Sandbox Credentials.

Quick overview #

  • Register for a Plaid account and integrate with Plaid Link
  • Create a funding source for an Dwolla API Customer using a plaidToken
  • Obtain and store a unique funding source URL that belongs to the Dwolla API Customer
Dwolla and Plaid Flow

Test in the Sandbox for free today.

Use sandbox environment to test API requests.

Get API Keys
2022 All Rights Reserved
Financial institutions play an important role in our network.

All funds transfers made using the Dwolla Platform are performed by a financial institution partner, and any funds held in a Dwolla Balance are held by a financial institution partner. Learn more about our financial institution partners.