- Getting StartedTesting in the Sandbox
Generate an OAuth Access TokenSend Money to UsersReceive Money from UsersTransfer Money Between UsersTransfer Money Me-to-MeBuilding With Drop-in Components - CustomersCreate a Business Verified CustomerCreate a Personal Verified CustomerOverviewStep 1: Create a customerStep 2: Handling verification statusesFrequently asked questions
- Funding SourcesAdd a Debit Card Using Dwolla-cards.jsAdd a Bank Using Dwolla.jsAdd a Bank Using Dwolla.js + IAVVerify Bank with Micro-depositsAdd Bank via Dwolla + Plaid Integration
- WebhooksCreate a Webhook Subscription
Personal verified Customer #
Create a personal verified Customer #
To create a personal verified Customer, use the create a Customer endpoint. A personal verified Customer is determined by setting the value of the type request parameter to personal and including additional fields required for identifying the individual.
Events #
As a developer, you can expect these events to be triggered when a personal verified Customer is successfully created and systematically verified:
customer_createdcustomer_verified
Required parameters - personal verified Customer #
personal for individual.YYYY-MM-DD format. Must be between 18 to 125 years of age.Once you submit this request, Dwolla will perform some initial validation to check for formatting issues such as an invalid date of birth, invalid email format, etc. If successful, the response will be an HTTP 201/Created with the URL of the new Customer resource contained in the Location header.
Request and response (view schema in 'raw') #
var requestBody = {
firstName: "John",
lastName: "Doe",
email: "jdoe@nomail.net",
type: "personal",
address1: "99-99 33rd St",
city: "Some City",
state: "NY",
postalCode: "11101",
dateOfBirth: "1970-01-01",
// For the first attempt, only the
// last 4 digits of SSN required
// If the entire SSN is provided,
// it will still be accepted
ssn: "1234",
};
appToken
.post("customers", requestBody)
.then((res) => res.headers.get("location")); // => 'https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F'
Check the status of the personal verified Customer #
The successful creation of a Customer doesn’t necessarily mean the Customer is verified and eligible to send or receive funds. When a Customer has been successfully verified by Dwolla, their status will be set to verified.
Let’s check to see if the Customer was successfully verified or not. We are going to use the location of the Customer resource that was just created, which is in new_customer.
GET https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY
{
"_links": {
"self": {
"href": "https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "customer"
},
"receive": {
"href": "https://api-sandbox.dwolla.com/transfers",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "transfer"
},
"edit-form": {
"href": "https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F",
"type": "application/vnd.dwolla.v1.hal+json; profile=\"https://github.com/dwolla/hal-forms\"",
"resource-type": "customer"
},
"edit": {
"href": "https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "customer"
},
"funding-sources": {
"href": "https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F/funding-sources",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "funding-source"
},
"transfers": {
"href": "https://api-sandbox.dwolla.com/customers/FC451A7A-AE30-4404-AB95-E3553FCD733F/transfers",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "transfer"
},
"send": {
"href": "https://api-sandbox.dwolla.com/transfers",
"type": "application/vnd.dwolla.v1.hal+json",
"resource-type": "transfer"
}
},
"id": "FC451A7A-AE30-4404-AB95-E3553FCD733F",
"firstName": "John",
"lastName": "Doe",
"email": "jdoe@nomail.net",
"type": "personal",
"status": "verified",
"created": "2016-11-28T19:51:48.050Z",
"address1": "99-99 33rd St",
"address2": "Apt 8",
"city": "Some City",
"state": "NY",
"postalCode": "11101",
"phone": "5554321234"
}
Next steps #
Congrats! Our Customer was successfully verified!
However, if the Customer was unable to be verified on the initial flow, they will be given a verification status of either retry, kba, document, or suspended. Continue reading for instructions on handling various Customer verification statuses and guidelines for providing additional information to verify these Customers.
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