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  • Getting Started
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    Building With Drop-in Components
    OverviewStep 1: Setup and configurationStep 2: Generate a client tokenStep 3: Using a drop-in
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Step 1: Setup and configuration #

We’ll begin by setting up and configuring both the Dwolla Components library and installing a server-side SDK. This guide assumes that you have the basic structure of a web application set up and running, which includes a backend language (e.g. Node.js, Python, etc.) and a web front end (HTML, CSS, Javascript).

To get up and running quickly, take a look at our drop-ins examples repo which is a basic Node.js app that uses Express.

Include dwolla-web.js #

Begin the client-side implementation by including dwolla-web.js in the ‘head’ of your HTML page. The Dwolla Components library containing all of the drop-in UI components are available directly from Dwolla’s content delivery network (CDN). As we continue to evolve the components library, it will soon be available to be installed via NPM.


Install and configure server-side SDK #

Dwolla has a collection of SDKs available in a variety of server-side programming languages. You’ll want to be sure to install an SDK or utilize a third party HTTP client library before completing Step 2.


npm install dwolla-v2


const dwolla = require("dwolla-v2");

// Navigate to https://dashboard.dwolla.com/applications (production) or https://dashboard-sandbox.dwolla.com/applications (Sandbox) for your application key and secret.
const appKey = "...";
const appSecret = "...";
const client = new dwolla.Client({
  key: appKey,
  secret: appSecret,
  environment: "sandbox", // optional - defaults to production

Now that we’ve completed our initial setup, we’ll move on to the next step of generating a “client-token” which will be used when configuring the drop-in components library.

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Financial institutions play an important role in our network.

Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.

Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.

Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.

Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.