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    Drop-in Components
    Knowledge-based Authentication (KBA)
    Beneficial Owners
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    Mass payments
    OverviewCreate a labelRetrieve a labelCreate a label ledger entryRetrieve a label ledger entryList label ledger entriesList labels for a customerCreate a label reallocationRetrieve a label reallocationRemove a label
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Labels #

A Label represents a designated portion of funds within a Verified Customer's balance. To create a label, you’ll specify the ID of a Verified Customer and an amount. Your application will maintain any other Label information or associations. Labels can be created, updated, and deleted. You can also list all Labels for a Verified Customer Record and list all entries for a specified Label. Note that a Verified Customer’s labeled amounts cannot exceed the balance available in such Verified Customer's account.

This section outlines a premium feature for the Dwolla API. To learn more about pricing and enabling this functionality, pleasecontact Sales.
LinkDescriptionselfURL of the Label resource.ledger-entriesGET this link to list the ledger entries for a Label.updateGET this link to update the ledger for this Verified Customer.removeGET this link to remove the Label for this Verified Customer.

Label resource #

ParameterDescription_linksA _links JSON object that contains links to suggested resources and actions available based on the current context.idA Label unique identifier.amountAn Amount JSON object that contains value and currency keys. Reference the amount object to learn more.createdISO-8601 timestamp.

Amount object #

ParameterDescriptionvalueAmount of funds.currencyAcceptable values: USD

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Financial institutions play an important role in our network.

Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.

Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.

Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.

Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.