- Getting StartedTesting in the Sandbox
Generate an OAuth Access TokenSend Money to UsersReceive Money from UsersTransfer Money Between UsersTransfer Money Me-to-MeBuilding With Drop-in Components - CustomersCreate a Business Verified CustomerCreate a Personal Verified Customer
- Funding SourcesAdd a Debit Card Using Dwolla-cards.jsAdd a Bank Using Dwolla.jsAdd a Bank Using Dwolla.js + IAVAdd Bank via Dwolla + Plaid Integration
- WebhooksCreate a Webhook Subscription
Verify a Bank Account With Micro-deposits #
If you choose the micro-deposit method of bank verification, Dwolla will transfer two deposits of less than $0.10 to your customer's linked bank or credit union account. After initiating micro-deposits, two random amounts will post to your customer’s bank account in 1-2 business days. Once your customer sees these deposits in their account, they need to verify the two amounts in your application. If subscribed to webhooks, your application will be notified throughout this process via micro-deposit related events.
Retrieve the funding source #
After your customer has added a bank account you'll want to retrieve the funding source to check if a initiate-micro-deposits link relation exists. A link to initiate-micro-deposits will return when an unverified bank funding source is eligible to receive micro-deposits.
var fundingSourceUrl =
"https://api.dwolla.com/funding-sources/e52006c3-7560-4ff1-99d5-b0f3a6f4f909";
appToken.get(fundingSourceUrl).then(function(res) {
res.body.name; // => 'Test checking account'
});
Test in the Sandbox for free today.
Use sandbox environment to test API requests.
Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.
Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.
Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.
Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.