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Guides
  • Getting Started
    Testing in the Sandbox
    Generate an OAuth Access Token
    Send Money to Users
    Receive Money from Users
    Transfer Money Between Users
    Transfer Money Me-to-Me
    Building With Drop-in Components
  • Customers
    Create a Business Verified Customer
    Create a Personal Verified Customer
  • Funding Sources
    Add a Bank Using Dwolla.js
    Verify Bank with Micro-deposits
    Add Bank via Dwolla + Plaid Integration
  • Webhooks
    Working with Webhooks
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Guides
Step-by-step walkthroughs ensure your application is built to best practices
  • All
  • prerequisites
  • get-building
All
prerequisites
Generate an OAuth Access Token
Requests to the Dwolla API require an OAuth access token for authentication. Learn about Dwolla’s supported authorization flow and how to create an access token.
get-building
Create a Business Verified Customer
Verifying a business’ identity enables increased functionality on the platform. Create a business Customer that can receive funds and send up to $5,000 per transfer (default).
get-building
Building With Drop-in Components
Dwolla’s Drop-in Components are low-code solutions to abstract away the complexity of integrating with a payment API and act as a shortcut to completing a payment integration.
get-building
Add a Bank Using Dwolla.js
Utilize Dwolla.js to submit an end user’s U.S. bank account information to Dwolla. Dwolla.js is a JavaScript library used to securely submit tokenized information directly to Dwolla.
get-building
Verify Bank with Micro-deposits
Verify user bank accounts using test funds by posting randomly generated amounts to your customer's account.
get-building
Create a Personal Verified Customer
Verifying an individual’s identity enables increased functionality on the platform. Create an individual Customer that can receive funds and send up to $10,000 per transfer (default).
get-building
Add Bank via Dwolla + Plaid Integration
Securely add and verify an end user’s bank account via online bank authentication through an integration with Dwolla + Plaid.
prerequisites
Receive Money from Users
Learn the key steps involved with receiving funds from your end user’s bank account via ACH
prerequisites
Testing in the Sandbox
Applications should be tested against the Sandbox environment before being used in production.
prerequisites
Send Money to Users
Learn the key steps involved with sending funds to your end user’s bank account via ACH
prerequisites
Transfer Money Between Users
Facilitate ACH transfers between two distinct parties, e.g. for marketplace applications that connect buyers with sellers for bank to bank payments.
prerequisites
Transfer Money Me-to-Me
Move funds between two different bank accounts belonging to a single Verified Customer, e.g. for savings applications that move funds between a Customer’s checking and savings accounts.
prerequisites
Working with Webhooks
Implement simple, real-time, event notifications regarding account and transaction status, and more.
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All funds transfers made using the Dwolla Platform are performed by a financial institution partner, and any funds held in a Dwolla Balance are held by a financial institution partner. Learn more about our financial institution partners.