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Sift Science Integration

As part of Dwolla’s API, you can choose to implement Sift Science’s machine learning model for real-time ACH fraud monitoring.

The need to leverage machine learning in protecting against fraud becomes increasingly valuable as payment volume scales. With this in mind, many Dwolla customers look for the right solution to help manage risk for their ACH payments.

Often, we see customers choosing to use Sift Science in order to better monitor and protect against fraud. We understand the value Sift’s real-time risk scoring model can provide our customers, so we’ve integrated the service right into the Dwolla API.

In this article we’ll cover the steps to get your Sift Account set up, as well as the process for integrating Sift into your Dwolla API Dashboard.

Integration overview

Animation of Sift Science Integration

It is important to note that your integration with Sift will involve the placement of Sift Science JavaScript within your application. Dwolla is unable to perform this code placement on your behalf, as the Sift Science JavaScript implementation occurs within your application.

As outlined in the bullet points above, first you’ll insert your Sift Science JavaScript within your application. Subsequently, you will copy and paste your Sift Science API key within the Integrations section under Account in the Dwolla API Dashboard. Then you are all set!

The events below are sent to Sift on your behalf by Dwolla’s API, and there is no additional development needed on your side. Events will begin populating into Sift once your integration is complete.

Dwolla EventSift Event
Customer Created$create_account
Customer Updated$update_account
Customer SuspendedLabel User with $abuse_type = ‘account_abuse’
Customer Funding Source Added$update_account
Customer Funding Source Removed$update_account
Transfers$transaction with $transaction_type = ‘$transfer’
Transfers In$transaction with $transaction_type = ‘$deposit’
Transfers Out$transaction with $transaction_type = ‘$withdrawal’

If you would like to go live with your Dwolla API integration, please reach out to our sales team. If you already have an Dwolla API Integration and would like to get started with Sift Science, log in and connect your Sift account now.


Status
Production: Operational

Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and all funds associated with your account in our network are held in one or more pooled accounts at Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union.