The Customer will complete the IAV flow by authenticating with their online banking credentials. You’ll know their bank account was successfully added and verified if you receive a JSON response in your callback that includes a link to the newly created funding source.
{
"_links": {
"funding-source": {
"href": "https://api-sandbox.dwolla.com/funding-sources/80275e83-1f9d-4bf7-8816-2ddcd5ffc197"
}
}
}
IAV related errors are returned either as user-facing messages within the IAV flow, or triggered through the dwolla.js callback. User-facing messages are displayed in red text at the top of the bank login screen informing the user there was an issue with connecting the associated bank account. Error callbacks will trigger letting your app know of errors that can't be fixed by the user within the flow.
Error callbacks will contain a similar JSON error response body as common errors in the API, which includes a top-level error code
and a message
. Reference the following list of error callbacks:
{
"code": "RateLimitReached",
"message": "Sorry, we’re having trouble logging into your account. Please try a different account."
}
Use sandbox environment to test API requests.
Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.
Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.
Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.
Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.