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Add a Debit Card Using Dwolla-cards.js #

While transferring funds to/from bank accounts using ACH is our foundation, Dwolla offers expanded functionality to push funds to a debit card account in near-real time. With Push-to-Debit, Dwolla clients are able to payout funds from their Dwolla Balance to their end users’ debit cards 24/7 365 days a year.

When you integrate dwolla-cards.js within your application, your end users will be able to add their own debit card information within a form hosted by Dwolla via an iframe. Dwolla will tokenize the card details, preventing you from having to store this sensitive information on your servers. Dwolla-cards.js keeps your card systems PCI DSS compliant by sending sensitive information securely to Dwolla servers.

For more information on the product and eligibility requirements, as well as functionality for using debit cards, refer to our Concept article.

In this guide, we’ll walk through both client-side and server-side interactions involved with onboarding debit cards to your application as a method for your end users to receive funds. For simplicity, we’ll assume you’ve already created a customer for your end user and that you’re leveraging a Dwolla supported SDK.

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Financial institutions play an important role in our network.

Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to our financial institution partners.

Dwolla is an agent of Veridian Credit Union. All ACH and Wire transfers are performed by Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund.

Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.

Real-Time Payments are performed by Cross River Bank, which holds funds on behalf of the Receiver of such transactions in one or more pooled custodial accounts. These funds are not subject to FDIC pass-through deposit insurance.