While transferring funds to/from bank accounts using ACH is our foundation, Dwolla offers expanded functionality to push funds to a debit card account in near-real time. With Push-to-Debit, Dwolla clients are able to payout funds from their Dwolla Balance to their end users’ debit cards 24/7 365 days a year.
When you integrate dwolla-cards.js within your application, your end users will be able to add their own debit card information within a form hosted by Dwolla via an iframe. Dwolla will tokenize the card details, preventing you from having to store this sensitive information on your servers. Dwolla-cards.js keeps your card systems PCI DSS compliant by sending sensitive information securely to Dwolla servers.
In this guide, we’ll walk through both client-side and server-side interactions involved with onboarding debit cards to your application as a method for your end users to receive funds. For simplicity, we’ll assume you’ve already created a customer for your end user and that you’re leveraging a Dwolla supported SDK.
Use sandbox environment to test API requests.
Dwolla, Inc. is an agent of Veridian Credit Union and all funds associated with your account in our network are held in one or more pooled accounts at Veridian Credit Union. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union.
Sponsorship and Settlement of Push-to-Debit payment services provided by MetaBank®, N.A.
Push-to-Debit payments are typically available within 30 minutes.